Florida Car Insurance Coverage
Choose coverage around your vehicle, household and budget. Compare limits and deductibles with our team before selecting a policy.
Compare price and protection
Ask for quotes using the same coverage limits and deductibles. Review the total policy cost, payment schedule and available discounts, then choose the option that fits.
Protecting your vehicle
“Full coverage” is not a single standardized policy. Ask which liability, collision and comprehensive coverages are included, what deductibles apply, and whether the policy meets your lender’s requirements.
SR-22 assistance
Have an SR-22 requirement? Share the notice with our team so we can help you compare eligible policies and discuss the requested filing.
FR-44 assistance
If your notice requires an FR-44, ask about a policy that meets that specific requirement. Confirm your filing and reinstatement instructions with FLHSMV.
Driving without owning a vehicle
Tell us whether you borrow, rent or regularly use another person’s car. We can help you explore whether a non-owner policy fits your situation.
For an independent explanation of coverage, visit the Florida Department of Financial Services automobile insurance overview.