Category:
Quick Start: The Most Common Florida Auto Insurance Questions
Florida requires liability coverage to drive legally. The required minimums are commonly discussed as:
- $10,000 in Personal Injurity Protection (PIP)
- $10,000 in Property Damage Liability (PDL)
Most states set minimum liability coverage limits that drivers must meet to legally operate a vehicle.
Many drivers choose higher limits because a single accident can exceed minimum coverage quickly, especially with modern repair costs and medical expenses.