I’ve had an accident—can I still get car insurance?
- February 27, 2026
- Jordan Martin
Yes. Many drivers with an accident history can still get coverage. Your rate may be higher, but shopping across multiple carriers is the key.
I got a ticket—can I still get insurance?
- February 27, 2026
- Jordan Martin
Yes. Most tickets do not prevent you from getting insured. However, traffic violations can affect your premium depending on: SR-22 insurance is often required for…
Will you remind me when payments are due?
- February 27, 2026
- Jordan Martin
You’ll typically receive billing communications, and we can also provide reminders such as courtesy calls depending on your setup. If you prefer a specific billing…
Why does a lapse in coverage increase rates?
- February 27, 2026
- Jordan Martin
A lapse can signal higher risk to carriers. Even if you’re a safe driver, insurers often price coverage higher when there’s a gap. Keeping continuous…
Can I reinstate my policy after it cancels?
- February 27, 2026
- Jordan Martin
In many cases, yes—especially if it’s addressed quickly. However:
What happens if I miss a payment?
- February 27, 2026
- Jordan Martin
If you miss a payment, your policy can cancel—meaning you’re not covered during that lapse. Often, reinstatement is possible, but rules vary by carrier.
Can I show proof of insurance on my phone in Florida?
- February 27, 2026
- Jordan Martin
Many drivers keep ID cards on their phone. Requirements and acceptance can vary by situation and enforcement, so it’s smart to keep:
Am I covered if I crash before the policy starts?
- February 27, 2026
- Jordan Martin
No. If your policy is not active at the time of the accident, that accident will not be covered. That’s why it’s important to confirm…
When does my insurance policy start?
- February 27, 2026
- Jordan Martin
Your policy start date depends on how you purchase and what you select. Some policies can start the same day. Others might be scheduled for…
Do you offer “cheap” insurance for good drivers too?
- February 27, 2026
- Jordan Martin
Yes. Many people assume “cheap auto insurance” is only for high-risk situations, but safe drivers with clean records often qualify for lower premiums and low…