What does “totaled” mean?
- February 27, 2026
- Jordan Martin
A vehicle is “totaled” when repairs cost more than what the vehicle is worth (or exceed thresholds used by the insurer). When that happens, insurers…
How long do I have to file a claim?
- February 27, 2026
- Jordan Martin
Timelines vary. The best move is to report as soon as possible after an incident.
What should I do immediately after an accident?
- February 27, 2026
- Jordan Martin
General best practices: Avoid admitting fault at the scene—let the investigation and insurance process determine liability.
What is a claim?
- February 27, 2026
- Jordan Martin
A claim is your request for the insurance company to pay for covered losses. Claims can involve:
Does my policy cover a rental car for a personal trip?
- February 27, 2026
- Jordan Martin
Many policies do not automatically include rental car coverage as part of their standard auto coverage, so your personal policy may not protect you as…
Does my insurance follow me or the car?
- February 27, 2026
- Jordan Martin
In many cases, insurance is primarily associated with the vehicle, but drivers can also have coverage that applies in certain situations. Because this varies by…
If I borrow someone’s car, am I covered?
- February 27, 2026
- Jordan Martin
It depends. Coverage can be affected by: If you frequently borrow cars, consider a solution designed for that scenario (including non-owner policies when appropriate).
Can I insure a car that’s registered in my name if I’m not the primary driver?
- February 27, 2026
- Jordan Martin
Sometimes. Many insurers require accurate driver assignment (who drives what vehicle most). Misrepresenting drivers can cause claim problems later. We’ll help structure it properly.
Can you insure me if I don’t have a driver’s license?
- February 27, 2026
- Jordan Martin
Often, yes. We can frequently help drivers who have: Eligibility depends on your specific situation, so it’s best to call 833-730-3030 for a quick review.
What if I have multiple tickets or accidents?
- February 27, 2026
- Jordan Martin
You may still be eligible for coverage. In these situations, the best approach is to compare auto policy options and review auto insurance policy details…